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It is important to determine your budget and understand the costs involved in moving prior to starting your property search. We recommend that you speak to Mark Stannard from Heron Financial, an independent firm based in Rickmansworth- www.heronfinancial.co.uk. Whether you are looking for your first mortgage or re-mortgaging Mark can advise on borrowing and rates. He will take into account your personal circumstances in order to find the most suitable mortgage for you. Having your funding already in place when you find a property you wish to offer on will put you in a strong position.
We know that most people start their property search online but we still recommend registering with your local agents so that you don’t miss out on anything. Some of the most desirable properties are sold before they even hit the property portals so it is definitely worth getting to know your local agent so that they bear you in mind for every property that comes to market. If you are looking to move into the area check out out area guide pages to see what schools, amenities and transport links there are in the local area. Our team of local experts would also love to hear from you and can offer extensive local area advise.
When you are interested in a property you have viewing once, arrange a second viewing at a different time of day. This will give you more of an idea on the traffic passing the property, parking availability and how light the property is at different times of day. View as many properties as possible. The more properties you see you get an idea of value for money and when you do see the property that is right for you, you will have others to compare it with and again can make an informed decision. We also advise you view properties above and below your price range. You should not rule out a property because it is under your price range as it is very rare that work can not be done to a property, if it be just modernising, or a double storey extension. Do not wait to see property particulars before arranging a viewing. A good agent will call out a property as soon as it comes onto the market – sometimes before pictures have been taken and floorplans have been done. If the property fits a good applicant’s criteria they will view straight away and may get to your dream property before you.